Category Archives: Personal Finance

Feature 2021

11. Turning to Franchising as a Second Act with Boynton Weekes



The world of franchising includes more than just fast food

In this episode, Malcolm Ethridge is joined by Boynton Weekes, a franchise business consultant with FranNet. Malcolm and Boynton take a deep dive into all things franchising, from selecting the right concept, how to finance it, and how much time it really takes to own and operate your own franchise.

In this episode, we discuss:

  • What commonly known businesses are franchises 
  • The Semi-Absentee Model of franchising  
  • What the average franchise costs to get up and running  
  • Time commitments to owning and operating a franchise 
  • Boynton’s advice to anyone looking to franchise 
  • And more!

If you’ve ever thought of buying a franchise as a great way to become an entrepreneur or as an interesting way to diversify your overall investment portfolio, then this episode is for you!

Resources: MalcomEthridge.com | Malcolm Ethridge | Malcolm’s Blog | Malcolm on Twitter | Boynton Weekes | FranNet


Feature 2021

10. From Basketball Superstar to Venture Capital Rookie with Alana Beard



Have you ever been curious what a basketball star does once they have left the game? 

In this episode, Malcolm Ethridge is joined by WNBA champion Alana Beard. Listen in as they discuss Alana’s journey to professional basketball and her recent pivot into Venture Capital. Alana shares which parts of her own personal journey have helped her find success in the world of venture capital, as well as what she’s building toward in her second career.

In this episode, you will learn about:

  • Alana’s love of basketball and competition
  • How Alana networked her way into an opportunity at the prestigious Silicon Valley Bank 
  • Her current mission to bring other female athletes into the world of venture capital investing
  • Alana’s passion in creating opportunities for our youth
  • And more!

Tune in now to hear more about Alana’s progression from basketball to Venture Capital. 

Resources: MalcomEthridge.com | Malcolm Ethridge | Manage Your Damn Money | Alana Beard 


Feature 2021

9. The Ins and Outs of Donor Advised Funds with Mary Jovanovich



When it comes to charitable giving, there’s more to it than simply writing a check to a few non-profit organizations near the end of the year and claiming a tax deduction.

In this episode, Malcolm Ethridge is joined by Mary Jovanovich, senior relationship manager with Schwab Charitable, as they dive into the


Feature 2021

8. The Return of the Retail Investor with Chris Hill



Since the onset of the pandemic, we have seen a renewed interest in the markets from so-called retail investors – otherwise known as Mom-and-Pop or Main Street investors. 

What does this mean for the markets long-term?

In this episode, Malcolm Ethridge is joined by the one and only Chris Hill, host of the Motley Fool Money podcast by the Motley Fool. Malcolm and Chris give their respective takes on what could be the driving force behind this movement and whether they think it’s here to stay. They also discuss the ways in which social media has impacted the stock market and what they expect the lasting effects could be.

In this episode, we discuss:

  • The Motley Fool platform and the ways it has evolved   
  • Ways that professionals in the financial services arena can help to curb the irrational exuberance of new investors  
  • The renewed interest in investing by Main Street investors.
  • Chris’s advice for anyone getting started investing today  
  • And more!

Tune in to hear some advice from a seasoned veteran on how to be smart about making that first investment. 

Resources: MalcomEthridge.com | Malcolm Ethridge | Chris Hill | Motley Fool Money Podcast


Feature 2021

7. Performance Coaching to get you to the next level with Christy Rutherford



Have you ever experienced that “stuck” feeling in your career? Do you appear successful to everyone around you but have a hard time seeing it yourself? Have you ever wondered what performance coaching looks like?

In this episode, Malcolm Ethridge is joined by Christy Rutherford, founder and CEO of Vision Finder International. Christy and Malcolm dive into conversations about performance coaching while Christy shares her own story of how she went from working herself into a burnout to teaching others how to avoid it. 

In this episode, you will learn about:

  • How Christy’s journey has lead her coaching and consulting
  • What performance coaching is and how to know if you need it
  • Why Christy’s niche is with women in leadership 
  • Why she believes you need to make yourself a priority to succeed
  • Behaviors people tend to display that hold them back in the workplace
  • And more!

Tune in now to hear more on why you should be making yourself a priority, avoiding the fight club at work!

Resources: MalcomEthridge.com | Malcolm Ethridge | Christy Rutherford | ChristyRutherford.com | Change Now With Christy


Feature 2021

6. Key Tax Considerations for Americans Working Abroad with Katrina Haynes



When given an assignment to work abroad, thinking about taxes and where you owe them can be the last thing on your mind.

In this episode, Malcolm is joined by Katrina Haynes, international tax expert and founder of Haynes and Associates, as they take a deep dive into understanding what happens with taxes when you are working away from your home country. They take a look at various scenarios on how taxation might occur.

In this episode, we discuss:

  • The difference between an expatriate and foreign national  
  • The 2 Key exclusions to paying income taxes twice  
  • How banking in a foreign country is tracked
  • What happens with your Social Security and 401(k) when you are abroad  
  • And more!

Tune into this episode for advice and hear real life scenarios on ways to handle your taxation abroad.

Resources: MalcomEthridge.com | Malcolm Ethridge | Katrina Haynes | Haynes and Associates 


Feature 2021

5. From Employee to Employer with Calvin Williams



Some say entrepreneurship is the new job security. We aim to explore what entrepreneurship looks like first hand and what it takes to be successful.

In this episode, Malcolm is joined by Calvin Williams, CEO of Freeman Capital, as they discuss what it takes to be an entrepreneur and how you can make your side hustle into your full time job.

In this episode, you will learn about:

  • Calvin’s story of becoming an entrepreneur  
  • Why Calvin created Freeman Capital  
  • What sets Freeman Capital apart from competitors  
  • The financial planning associated with becoming an entrepreneur
  • Calvin’s advice to anyone wanting to pursue entrepreneurship  
  • And more!

Tune into this episode to hear real life stories and advice from someone who was able to make the leap into entrepreneurship.

Resources: MalcomEthridge.com | Malcolm Ethridge | Manage Your Damn Money | Calvin Williams | Freeman Capital 

 


Feature 2021

4. It’s Tax Time. Should You DIY or Hire a Pro? — with Erica James



Do you dread the time of year when you have to file your taxes? Do you feel overwhelmed about how to file or all of the information you need? 

In this episode, Malcolm Ethridge is joined with Erica James, Manager and Client Advisor at SBSB Financial Advisors, and they dive into the conversation about tax time. In this episode, Malcolm and Erica identify when it might be okay for you to DIY your taxes and when you should consider seeing a professional! 

In this episode, you will learn about:

  • The differences between a CPA, EA and Tax Preparer 
  • Making Changes once you have submitted a tax return 
  • Why it is so important to maintain good records 
  • Why you need to do your due diligence when choosing a tax professional
  • And more!

Tune in now as we uncover some important reasons why you might consider doing your taxes DIY or hiring a professional for this once a year activity! 

Resources: MalcomEthridge.com | Malcolm Ethridge | Erica James | SBSB Financial Advisors


Feature 2021

3. Are You Asking the Right Questions of Your Financial Advisor? — with Malcolm Hodge



Are you asking the right questions for yourself and your financial goals? When you first begin looking for a financial advisor, there are some things you should be asking yourself.

In this episode, Malcolm Ethridge is joined by Malcolm Hodge, strategic sourcing manager at Microsoft. Malcolm puts Malcolm in the hot seat, asking questions he needs answers to, keeping in mind the interests of fellow tech professionals and what they need to know when choosing a financial advisor.

In this episode, you will learn about:

  • How do you know if an advisor is a fiduciary and what this means 
  • The varying ways that financial advisors are compensated
  • What questions you should be asking your financial advisor before hiring them
  • Malcolm’s personal investment philosophy
  • And more!

Tune in to hear the questions you should be asking your advisor!

Resources: MalcomEthridge.com | Malcolm Ethridge | Why It Matters Your Financial Advisor is a Fiduciary | The Intangible Benefits of Working With a Financial Advisor | Malcolm Hodge


Feature 2021

2. Is Now The Time For Crypto? – with Sampson Williams



Everyone is saying now is the time to buy cryptocurrency. Is it something you should invest in?

In this episode, Malcolm is joined by Samson Williams, a professor and world renowned speaker on FinTech, Blockchain, and cryptocurrency. The pair dive into how crypto actually works, how to buy it, and all of the nerdy details in between. Samson also teaches Malcolm about the “religion” that is Bitcoin, and the dangers of getting caught up in the hype.

In this episode, you will learn about:

  • How Bitcoin works
  • The benefits and detriments of cryptocurrency
  • How cryptocurrency can influence the real world
  • The role of money within society
  • And more!

Listen to this episode to discover some of the ways that cryptocurrency and blockchain technology as a whole will influence the way we live and interact with money in the future.

Resources: MalcomEthridge.com | Malcolm Ethridge | Manage Your Damn Money | Samson Williams | SamsonWilliams.com