Tag Archives: #Investments

Feature 2021

Episode 12 – Your 401(k) Is Not Your Piggy Bank – with Malcolm Ethridge



When it comes to your 401(k) plan, you want to keep your hands off for as long as possible. The longer those funds can compound and grow, the better.

In this episode, Malcolm Ethridge speaks about his recent blog that left a few people uneasy about the message he was getting across. Malcolm discusses why he believes that you should not be borrowing from your 401(k) and what could happen if you do.  

In this episode, we discuss:

  • The unintended consequences of 401(k) plan loans and early distributions
  • The Cares Act and its impact on 401(k) plan distributions 
  • The growing trends around 401(k) loans and debt consolidation  
  • Alternative ideas to access capital instead of tapping into your 401(k)
  • And more!

Tune in to discover how tapping into your 401(k) plan could hurt you in the long run and what you should be doing instead! 

Resources: MalcomEthridge.com | Malcolm Ethridge | Malcolm’s Blog | Malcolm on Twitter


Feature 2021

Episode 11 – Turning to Franchising as a Second Act – with Boynton Weekes



The world of franchising includes more than just fast food

In this episode, Malcolm Ethridge is joined by Boynton Weekes, a franchise business consultant with FranNet. Malcolm and Boynton take a deep dive into all things franchising, from selecting the right concept, how to finance it, and how much time it really takes to own and operate your own franchise.

In this episode, we discuss:

  • What commonly known businesses are franchises 
  • The Semi-Absentee Model of franchising  
  • What the average franchise costs to get up and running  
  • Time commitments to owning and operating a franchise 
  • Boynton’s advice to anyone looking to franchise 
  • And more!

If you’ve ever thought of buying a franchise as a great way to become an entrepreneur or as an interesting way to diversify your overall investment portfolio, then this episode is for you!

Resources: MalcomEthridge.com | Malcolm Ethridge | Malcolm’s Blog | Malcolm on Twitter | Boynton Weekes | FranNet


Feature 2021

Episode 10 – From Basketball Superstar to Venture Capital Rookie — with Alana Beard



Have you ever been curious what a basketball star does once they have left the game? 

In this episode, Malcolm Ethridge is joined by WNBA champion Alana Beard. Listen in as they discuss Alana’s journey to professional basketball and her recent pivot into Venture Capital. Alana shares which parts of her own personal journey have helped her find success in the world of venture capital, as well as what she’s building toward in her second career.

In this episode, you will learn about:

  • Alana’s love of basketball and competition
  • How Alana networked her way into an opportunity at the prestigious Silicon Valley Bank 
  • Her current mission to bring other female athletes into the world of venture capital investing
  • Alana’s passion in creating opportunities for our youth
  • And more!

Tune in now to hear more about Alana’s progression from basketball to Venture Capital. 

Resources: MalcomEthridge.com | Malcolm Ethridge | Manage Your Damn Money | Alana Beard 


Feature 2021

Episode 8 – The Return of the Retail Investor — with Chris Hill



Since the onset of the pandemic, we have seen a renewed interest in the markets from so-called retail investors – otherwise known as Mom-and-Pop or Main Street investors. 

What does this mean for the markets long-term?

In this episode, Malcolm Ethridge is joined by the one and only Chris Hill, host of the Motley Fool Money podcast by the Motley Fool. Malcolm and Chris give their respective takes on what could be the driving force behind this movement and whether they think it’s here to stay. They also discuss the ways in which social media has impacted the stock market and what they expect the lasting effects could be.

In this episode, we discuss:

  • The Motley Fool platform and the ways it has evolved   
  • Ways that professionals in the financial services arena can help to curb the irrational exuberance of new investors  
  • The renewed interest in investing by Main Street investors.
  • Chris’s advice for anyone getting started investing today  
  • And more!

Tune in to hear some advice from a seasoned veteran on how to be smart about making that first investment. 

Resources: MalcomEthridge.com | Malcolm Ethridge | Chris Hill | Motley Fool Money Podcast


Feature 2021

Episode 3 – Are You Asking the Right Questions of Your Financial Advisor? — with Malcolm Hodge



Are you asking the right questions for yourself and your financial goals? When you first begin looking for a financial advisor, there are some things you should be asking yourself.

In this episode, Malcolm Ethridge is joined by Malcolm Hodge, strategic sourcing manager at Microsoft. Malcolm puts Malcolm in the hot seat, asking questions he needs answers to, keeping in mind the interests of fellow tech professionals and what they need to know when choosing a financial advisor.

In this episode, you will learn about:

  • How do you know if an advisor is a fiduciary and what this means 
  • The varying ways that financial advisors are compensated
  • What questions you should be asking your financial advisor before hiring them
  • Malcolm’s personal investment philosophy
  • And more!

Tune in to hear the questions you should be asking your advisor!

Resources: MalcomEthridge.com | Malcolm Ethridge | Why It Matters Your Financial Advisor is a Fiduciary | The Intangible Benefits of Working With a Financial Advisor | Malcolm Hodge


Feature 2021

Episode 1 – Meet Your Tech Money Podcast host Malcolm Ethridge



Welcome to the Tech Money Podcast, where all things tech and personal finance collide

In this premiere episode, Malcolm Ethridge kicks off his podcast by sharing how he got into financial services and who he enjoys working with. Malcolm discusses his passion projects, achievements and plenty more.  

In this episode you will learn:

  • How Malcolm got into the business and why he is so passionate about it
  • Why Malcolm works within the Tech related industry
  • What you can expect from The Tech Money Podcast
  • What success looks like for Malcolm
  • And more!

Tune in now to meet the host of the Tech Money Podcast Malcolm Ethridge!

Resources: MalcolmEthridge.com | Malcolm Ethridge | Manage Your Damn Money